More than 2 million deaths occur in India due to health issues; many of which are avoidable because they occur due to treatable conditions. While this
More than 2 million deaths occur in India due to health issues; many of which are avoidable because they occur due to treatable conditions. While this is an alarming rate, many Indians are still not serious with regard to their health. A major cause of this is a lack of money to get treatments at the right time. With a health card, you can better manage your health, have help at hand in case of emergencies, and get the treatment you need before it is too late. Here is what you need to know about health cards.
Why apply for a health card?
A health card isn’t just for those who have a pre-existing condition. It is even beneficial to those who are healthy. What will you do if your spouse suddenly collapsed and it turns out she needs immediate treatment and hospitalization? The chances are low that you will be carrying enough cash with you to pay. Even if you have a debit card, you cannot predict the cost of unexpected treatments due to health problems. A health card can help because you have a pre-approved limit on it so you can spend up to that amount. Presenting a health card at the partner hospital ensures your spouse can get the treatment without you paying directly from your bank account at the moment.
A digital health card is always with you because you have your smartphone everywhere you go. When you need it suddenly in case of health issues that develop out of nowhere, you have your card to make arrangements. You don’t have to go to an ATM machine and then withdraw cash or run to get your debit card from your home. Everything you need for your health-related concerns is available in the form of a health card. Digital payment can make it faster for you to get treatment and this can be life-saving. A health card can also be used for an array of treatments so you know you can be prepared for the worst.
Health cards come with another benefit. They enable you to pay at a later date. The reason why health cards exist is to ensure you receive care quickly rather than worry about finances first and then get treatment later. This means you can pay later. In some cases, you get to choose the tenure and pay in EMIs. In other cases, you get low-cost EMI options. The payment terms are often flexible so it doesn’t strain your finances. Health cards also provide easy tracking when they are linked to an app. This makes it easy for you to track your expenses and repayments from a single place.
Health cards can mean higher savings for you. Many health cards provide offers such as from pharmacies. If you have a condition and you must eat medicine every single day, then you can save thousands of rupees on your medicines with a health card that provides discounts on medicines. You can even get offers from particular health centres such as clinics and hospitals. In this way, you can save on diagnostic care, surgery, treatments, and more. Some health cards, such as the Bajaj Finserv Health EMI Network Card, even work as family health cards.
Why apply for Bajaj Finserv health card?
There are many benefits of health card provided by Bajaj Finserv. Firstly, you get flexibility. You can choose the EMI breakup. Do you want to pay for the root canal treatment in three installments? No problem, Bajaj Finserv makes it possible. Do you want to pay for your mother’s heart surgery in 24 months through EMIs? You can do that as well. You can choose anywhere from 3 months to 24 months for repayment. And it is entirely your choice. You can manage everything from the Bajaj Finserv Health app such as repayments, EMI-related information, and the left-over balance.
The Bajaj Finserv EMI Network Card can be used in over 5,500 medical centres in over 1000 cities in India. It provides treatment cover for various health issues. These include ENT treatment, urology treatment, cosmetic treatment, vascular surgery, hair treatment, cardiac surgery, hearing aid equipment, and diagnostic care among others. The health card gets instantly activated once you apply for it online or go to partner medical centres. You can apply for the health card online if you already use a Bajaj Finserv EMI Network Card (also known as Bajaj Finserv EMI Card).
For new customers who don’t have the EMI card from Bajaj Finserv, you can go to any partner medical centre of Bajaj Finserv and then apply there. It is a simple process but you need to take a few KYC documents with you. You can now say goodbye to health problems with the Bajaj Finserv Health EMI Network Card that lets you prioritize your health.